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Finance & Technology (FinTech): UG Programmes, Colleges and Admission
UG programmes, colleges, eligibility and admission, with a Tamil Nadu focus
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FinTech degrees combine finance with technology: payments, data analytics, blockchain and digital banking. This guide explains what these degrees are, the four colleges at the heart of it (KES Shroff and Nagindas Khandwala in Mumbai, HL College in Ahmedabad and Marwadi University in Rajkot), how admission works, and other options across India and in Tamil Nadu.
Please note
Fees are approximate and every programme is merit based, so check each college site. Dates for 2027 are tentative; this guide is current as of October 8, 2026.
In this guide
- 1What is FinTech?
- 2Degrees and subjects
- 3Four colleges
- 4Fees and admission portals
- 5More options in India and Tamil Nadu
- 6Careers, choose, prepare and takeaways
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1
What Is FinTech?
Financial technology uses software, data and the internet to deliver and automate financial services. A FinTech degree prepares students to work where finance and software meet.
| Area | What it covers |
|---|---|
| Payments | UPI, wallets, cards, cross-border transfers |
| Lending | Digital loans and credit scoring |
| Wealth tech | Investing apps and robo-advice |
| Insurtech | Digital insurance and claims |
| RegTech | Compliance and risk automation |
| Blockchain | Digital assets and settlement |
2
FinTech UG Degrees and What You Study
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FinTech UG Degrees
| Degree | What it is (examples) | Duration |
|---|---|---|
| B.Com (FinTech) | Commerce base with IT and finance; e.g. KES Shroff, Bishop Heber, Noorul Islam | 3 years (4 with honours) |
| B.Sc (Finance & Technology / Analytics) | Science-style degree with finance, data and programming; e.g. Nagindas Khandwala, HL College B.S. | 3 years (4 with honours) |
| B.Sc IT in FinTech (Hons.) | IT degree with a FinTech focus; e.g. Marwadi University | 3–4 years |
| BBA (FinTech) | Management degree with FinTech specialisation; e.g. CMR, Chitkara, Vels, HITS | 3 years (4 with honours) |
| B.Tech FinTech | Engineering route for software-heavy FinTech roles; e.g. ADYPU Pune | 4 years |
| Adjacent degrees | B.Com, BBA, Economics, Statistics, Data Science and CS can also lead to FinTech | 3–4 years |
The four college programmes carry different names: B.Sc in Finance & Technology, B.S. in FinTech, B.Sc IT in FinTech (Hons.) and B.Sc Finance & Analytics with FinTech specialisation. Colleges name the degree differently (B.Com, B.Sc, B.S., BBA, B.Tech), so look at the syllabus rather than the label. Typical duration is 3 years; under NEP many universities also offer a 4-year honours option (KES Shroff lists 8 semesters and 176 credits). Verify duration and recognition on each college site.
What You Will Study
| Core subjects | Electives and projects |
|---|---|
| Corporate finance and financial markets Economics and accounting basics Introduction to information technology Data-driven finance and analytics Financial technology applications |
Blockchain and digital currency AI / ML in finance, Python for finance RegTech, WealthTech, digital payments Algorithmic trading and DeFi Industry capstone or internship |
From college syllabi: KES Shroff lists Introduction to IT, Corporate Finance, Future of Data Driven Finance and blockchain; BBA FinTech programmes such as CMR add finance theory, data analytics, blockchain, AI/ML in finance, RegTech, WealthTech and digital payments with a capstone; Chitkara adds algorithmic trading, Python for Finance and decentralised finance. Exact subjects differ by college.
3
The Four Colleges
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Eligibility at a Glance
| College | City | Eligibility |
|---|---|---|
| KES Shroff | Mumbai | Class 12 (Maharashtra Board or other recognised board) with 45% aggregate (40% reserved) in one sitting |
| HL College of Commerce | Ahmedabad | Class 12 Commerce or Science; Science students take a Commerce bridge course |
| Marwadi University | Rajkot | Class 12 in any stream from a recognised board; no entrance test |
| Nagindas Khandwala | Mumbai | Class 12 pass from Science, Commerce or Arts |
Elsewhere: BBA FinTech programmes usually ask for Class 12 in any stream with 50–55% (Chitkara 50% with a personal interview, KLH Global Business School 55%), sometimes with an interview. In every case, age rules and reservation follow the college and state norms.
Four Colleges Compared
| College | Programme | How you apply | Approx. fee |
|---|---|---|---|
| KES Shroff College, Mumbai | B.Com (FinTech)* | Mumbai University portal + college form | ₹1.58 L |
| HL College of Commerce, Ahmedabad | B.S. in FinTech (self-financed) | GCAS portal + ERP form + document check | ₹25,000 / semester (about ₹1.5 L) |
| Marwadi University, Rajkot | B.Sc IT in FinTech (Hons.) | Direct merit; apply on university portal | About ₹3.3 L |
| Nagindas Khandwala College, Mumbai | B.Sc Finance & Analytics (FinTech) | Mumbai University portal + NKC form | About ₹1 L a year (₹3 L) |
Corrections to the source guide
* KES Shroff was listed as a B.Sc; the college page calls it B.Com (FinTech), a 3-year programme with 60 seats under University of Mumbai (autonomous). The HL College fee of ₹25,000 × 6 semesters is about ₹1.5 lakh (typed as ₹15 lakh in the source). The KES admission steps in the source also pointed to the M.Com page; the correct page is the B.Com FinTech page and the Mumbai University pre-enrolment portal.
3.1 KES Shroff College
B.Com (Financial Technology) · University of Mumbai (autonomous college) | Mumbai · Autonomous
Eligibility
Pass Class 12 (Maharashtra State Board or any recognised board) with at least 45% aggregate (40% for reserved categories) in a single sitting.
How to apply
1. Fill the Mumbai University pre-enrolment form and choose the autonomous option.
2. Fill the KES Shroff online admission form.
3. Wait for the college merit lists.
Official site
Note
Admission is purely merit based on Class 12 marks; reservations follow government policy.
Good to know
- KES Shroff College of Arts and Commerce launched the FinTech programme as a 3-year B.Com. Subjects include Introduction to IT, Corporate Finance, Data Driven Finance and blockchain.
- The 2026 Mumbai University UG cycle ran: pre-admission registration May 6 to 21, first merit list May 26, second May 30 and third June 4 (five lists in all).
- Fees are as prescribed by the university; third-party sources give about ₹1.58 lakh in total. Check kessc.edu.in for the current schedule.
3.2 HL College of Commerce
B.S. in FinTech · Gujarat University (self-financed programme) | Ahmedabad · Self-financed
Eligibility
Class 12 in Commerce or Science. Science-stream students must complete a foundational bridge course in Commerce.
How to apply
1. Register on the Gujarat Common Admission Services (GCAS) portal and choose HL College.
2. Shortlisted students get an ERP link to submit the college application.
3. Attend offline document verification after the merit list.
Note
The ₹25,000 per semester excludes separate exam fees.
Good to know
- HL College of Commerce (Navrangpura, Ahmedabad) offers the B.S. in FinTech as a self-financed programme.
- Fee: ₹25,000 per semester; over six semesters that is about ₹1.5 lakh.
- Gujarat University UG registration via GCAS closed on May 28 in 2026, so expect a similar May window in 2027.
3.3 Marwadi University
B.Sc IT in FinTech (Hons.) · Marwadi University | Rajkot · Private university
Eligibility
Class 12 pass in any stream from a recognised board. No mandatory entrance test.
How to apply
1. Apply directly on the Marwadi University portal.
2. Admission is based on your Class 12 scores.
3. Confirm the seat by completing the formalities.
Official site
Note
An IT-flavoured FinTech degree, so expect programming and data subjects alongside finance.
Good to know
- Confirm duration (3 or 4 years for the honours track) and fee on the programme page.
3.4 Nagindas Khandwala College
B.Sc Finance & Analytics (FinTech specialisation) · University of Mumbai | Mumbai · Aided / autonomous
Eligibility
Class 12 pass from the Science, Commerce or Arts stream.
How to apply
1. Register on the Mumbai University admission portal and select Nagindas Khandwala College.
2. Fill the separate application on the NKC portal.
3. Seats go by marks cut-off across the sequential merit lists.
Note
Arts students are eligible here, while HL College accepts only Commerce or Science.
Good to know
- Nagindas Khandwala College publishes eligibility and fee details in its admission documents.
- Admission uses the Mumbai University merit lists (registration May 6 to 21 and merit lists from May 26 in 2026).
4
Fees and Admission Portals
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Admission Portals and Dates
| Portal | 2026 cycle | Website |
|---|---|---|
| Mumbai University | Pre-admission registration May 6 – 21, 2026; merit lists May 26, May 30 and Jun 4 (five in all) | muugadmission.samarth.edu.in |
| Gujarat (GCAS) | UG registration for Gujarat University closed on May 28, 2026 | gcas.gujgov.edu.in |
| Marwadi University | Direct application on the university portal; no entrance test | marwadiuniversity.ac.in |
Plan
Portals open in April–May after Class 12 boards, so use December–March to shortlist colleges. Dates for 2027 are not yet announced; expect similar timing in April to June.
What Does It Cost?
₹1.5–9.3 L
Total range across these FinTech UG programmes. Mumbai and Gujarat college fees are the most affordable; private university BBAs cost more.
| College | Approx. total fee (₹ lakh) |
|---|---|
| HL College (3 yrs) | 1.5 |
| KES Shroff (3 yrs) | 1.58 |
| Noorul Islam | 2.1 |
| HITS Chennai | 2.25 |
| Bishop Heber | 2.39 |
| Takshashila | 2.85 |
| Nagindas K. (3 yrs) | 3.0 |
| Marwadi | 3.3 |
| KLH Hyderabad | 8.0 |
| Christ (4 yrs) | 9.26 |
Added from college and listing pages (approximate): Noorul Islam B.Com FinTech with AI ₹2.1 lakh; HITS BBA Banking & FinTech ₹2.25 lakh tuition; Bishop Heber B.Com FinTech ₹2.39 lakh; Takshashila BBA FinTech ₹2.85 lakh; KLH BBA FinTech about ₹2.6 to 2.75 lakh per year (about ₹8 lakh over three years); Christ University BBA FinTech ₹9.26 lakh for four years. Hostel and exam fees are extra; verify with each college.
5
More FinTech Options in India and Tamil Nadu
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More FinTech Options in India
| Institution | Programme | Admission / eligibility |
|---|---|---|
| CMR University, Bengaluru | BBA FinTech (3 years) | Class 12 any stream; documents, entrance (CMRUAT if applicable), interview |
| Chitkara University, Punjab | BBA FinTech & AI (with Deloitte) | Class 12 any stream, 50%; personal interview |
| KLH Global Business School, Hyderabad | BBA FinTech | Class 12 with 55% |
| Christ University, Bengaluru | BBA FinTech (4 years) | Christ selection process |
| ADYPU, Pune | B.Tech FinTech; BBA FinTech | University admission process |
| Teerthanker Mahaveer Univ., Moradabad | BBA FinTech & Blockchain | Merit-based on Class 12 |
Rules and fees change yearly; check each prospectus.
FinTech Colleges in Tamil Nadu
| College | Programme | Approx. fee |
|---|---|---|
| Vel’s University (VISTAS), Chennai | BBA FinTech & Digital Banking | — |
| HITS, Chennai | BBA Banking & FinTech (3 years) | ₹2.25 L tuition |
| Bishop Heber College, Tiruchirappalli | B.Com FinTech (self-finance) | ₹2.39 L |
| Noorul Islam CHE, Kanyakumari | B.Com FinTech with AI | ₹2.1 L |
| Takshashila University, Tindivanam | BBA FinTech & Digital Banking (12th board, CUET) | ₹2.85 L |
| PKR Arts College for Women, Erode | B.Com FinTech | — |
| JNN Arts & Science Women’s College, Tiruvallur | BBA FinTech & Digital Banking | — |
Postgraduate: SRM Chennai offers MS FinTech (about ₹5 L). Fees are from college listings; confirm with each college. These Tamil Nadu options give students closer choices than the four colleges outside the state.
How Tamil Nadu Students Apply
| Route | Details |
|---|---|
| Direct to the college | Self-financed FinTech degrees (Vel’s, HITS, Bishop Heber, Noorul Islam) take applications on their own portals. |
| CUET-UG | Some universities, such as Takshashila, accept CUET along with Class 12 marks. CUET-UG registration is expected in January to February 2027 for colleges that accept it. |
| TNGASA | Government arts and science colleges admit B.Com on Class 12 merit via tngasa.in (merit counselling); check whether a FinTech option exists. |
Merit matters
A strong Class 12 score in Maths, Accountancy or Computer Science helps in every route. Most FinTech degrees are self-financed and admit directly; always confirm each college’s application process and whether it is UGC recognised and affiliated.
6
Careers, Choose, Prepare and Key Takeaways
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Where Can It Take You?
| Roles | Sectors |
|---|---|
| FinTech Analyst Risk & Compliance Analyst Data / Business Analyst Payments Product Associate Digital Banking Associate Blockchain Associate Wealth-tech Advisor Financial Software Tester |
Banks and NBFCs Payment companies and UPI apps FinTech start-ups Insurance and wealth firms Consulting and Big 4 advisory Stock-broking and trading firms |
General guidance: exact titles and pay vary by college and skills.
After the Degree
| Path | Options |
|---|---|
| Study more | MBA, MS FinTech (SRM Chennai), M.Sc Data Science or Finance |
| Professional courses | CFA, FRM, CA, CMA or NISM certifications |
| Tech skills | Python, SQL, Excel, cloud and blockchain certificates |
| Start up | Build a FinTech product with a capstone or incubator |
Check
Confirm each college is UGC recognised before you apply.
Your Admission Calendar
| When | What | Note |
|---|---|---|
| Now – Dec | Shortlist colleges and check eligibility | |
| Jan – Feb | CUET-UG registration (for CUET-based colleges) | Expected |
| Feb – Apr | Class 12 board exams | Typical |
| May | Mumbai, GCAS and TNGASA portals | 2026 pattern |
| Early Jun | First merit lists and counselling | 2026 pattern |
Heads-up
Most FinTech degrees open admissions in April–June, after Class 12. Your marks decide merit lists, so protect your boards, and keep Maths and Accountancy strong. TNGASA runs in May to June. All 2027 dates are tentative.
Which FinTech Degree Fits You?
| If you… | Consider |
|---|---|
| I come from Commerce | B.Com FinTech (KES Shroff, Bishop Heber, Noorul Islam) |
| I like data and Science subjects | B.Sc Finance & Analytics (Nagindas Khandwala) · HL B.S. FinTech |
| I enjoy coding and any-stream entry | B.Sc IT FinTech (Marwadi) · B.Tech FinTech |
| I want management and leadership | BBA FinTech (CMR, Chitkara, HITS, Vel’s) |
| I want to stay in Tamil Nadu | HITS, Vel’s, Bishop Heber, Noorul Islam, Takshashila |
| Budget comes first | KES Shroff, HL College (about ₹1.5 L total) |
Science students entering HL College must complete the Commerce bridge course; Arts students are eligible at Nagindas Khandwala and Marwadi.
Prepare Smart
| Tip | Why |
|---|---|
| Boards first | Merit lists use Class 12 marks; aim for 45% minimum and as high as you can. |
| Pick up Python and Excel | A beginner course now makes the first year easier. |
| Follow money news | UPI, banking and markets appear in interviews. |
| Compare colleges | Check fees, syllabus, UGC recognition and placements. |
| Keep documents ready | Marksheets and category certificates for verification. |
| Watch portals | Mumbai, GCAS and state portals open April–June. |
Key Takeaways
- FinTech degrees mix finance, data and software; names vary: B.Com, B.Sc, B.S., BBA or B.Tech.
- Four colleges: KES Shroff and Nagindas Khandwala (Mumbai), HL College (Ahmedabad) and Marwadi (Rajkot).
- Fees run from about ₹1.5 L (KES Shroff, HL) to ₹3.3 L (Marwadi) and higher at private universities.
- In Tamil Nadu: Vel’s, HITS, Bishop Heber, Noorul Islam and Takshashila offer FinTech UG degrees.
Before you apply
Verify fees, eligibility and recognition on official college sites. Rules, seats and fees change every year.
A–Z
Abbreviations and Their Expanded Forms
- FinTechFinancial Technology
- UPIUnified Payments Interface
- RegTechRegulatory Technology
- InsurtechInsurance Technology
- WealthTechWealth Technology
- DeFiDecentralised Finance
- AI / MLArtificial Intelligence / Machine Learning
- ITInformation Technology
- CSComputer Science
- SQLStructured Query Language
- ERPEnterprise Resource Planning
- NBFCNon-Banking Financial Company
- Big 4The four largest accounting firms: Deloitte, PwC, EY and KPMG
- UGUndergraduate
- NEPNational Education Policy
- UGCUniversity Grants Commission
- L / lakhLakh (₹1,00,000)
- yrs / Univ.Years / University
- B.ComBachelor of Commerce
- M.ComMaster of Commerce
- B.ScBachelor of Science
- B.S.Bachelor of Science
- B.Sc ITBachelor of Science in Information Technology
- BBABachelor of Business Administration
- B.TechBachelor of Technology
- Hons.Honours
- MBAMaster of Business Administration
- MS / M.ScMaster of Science
- CFAChartered Financial Analyst
- FRMFinancial Risk Manager
- CAChartered Accountant
- CMACost and Management Accountant (India) / Certified Management Accountant (US)
- NISMNational Institute of Securities Markets
- CUET-UGCommon University Entrance Test – Undergraduate
- CMRUATCMR University Admission Test
- TNGASATamil Nadu Government Arts and Science College Admission
- KESKandivli Education Society (KES Shroff College)
- NKCNagindas Khandwala College
- GCASGujarat Common Admission Services
- HITSHindustan Institute of Technology and Science
- ADYPUAjeenkya D Y Patil University
- KLHKL (Koneru Lakshmaiah) Deemed University, Hyderabad campus
- VISTASVels Institute of Science, Technology & Advanced Studies
- CHECentre for Higher Education (Noorul Islam)
- SRMSRM Institute of Science and Technology
- TNTamil Nadu
- No abbreviation matches that search.
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